Medicare Advantage OTC Benefits: What You Need to Know
Medicare Advantage plans increasingly offer over-the-counter (OTC) allowance cards that provide members with monthly or quarterly credits for health-related items. While these benefits are designed to help seniors manage costs for essentials like pain relievers and vitamins, some plans have expanded these allowances to include healthy food and utility assistance for qualifying members.
HNH Insight
The integration of healthy food and utility allowances into traditional OTC benefit cards represents a shift toward addressing social determinants of health within Medicare Advantage, though eligibility often requires meeting specific chronic condition criteria.
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